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A home equity loan, also known as a second mortgage, is a consumer loan that allows homeowners to borrow against the equity in their places of residence. Our guide breaks down the home equity loan process into simple, actionable steps. Considering a loan on your home

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Our home equity loan guide includes the process, requirements, terms, rates and the pros and cons of home equity loans. Wondering how to get a home equity loan A home equity loan allows you to borrow a lump sum against your home's equity, usually at a fixed interest rate that’s lower than other forms of consumer debt.

A home equity loan is a second mortgage that allows you to borrow your equity as a lump sum, using your home as collateral

Learn more about home equity loans. A home equity loan lets you borrow money using your home as collateral A home equity loan, often considered a second mortgage, allows you to borrow against the equity you have accumulated in your property